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Recent car purchase, was I out of my mind?

Recently I purchased a $14000 2014 Nissan Pathfinder, 80k miles/one owner w/ limited warranty. Add dealership fees, tax, title, etc and it came out to be a whopping $18000. Being naive in finances and all, my dad assured me that $4k in additional fees is absolutely normal. A swipe from dads debit card and it’s…

Buy a car before or after student loan payoff?

Hi all! My little Chevy Cruze is pushing 150k miles and it’s about time for me to upgrade. While I would love to continue not having a car payment and drive my Cruze until it dies, I will not be able to. I commute 6 hours to/from work twice a month and need something more…

Changed Jobs and Now Over Income Limit for Roth IRA?

I recently switched jobs last month and am now over the income limit for ROTH IRA but since the job switch have not contributed to my IRA. I have invested $4000 so far into this years ROTH IRA while making 120k and am now making 155k so I believe I’m over the limit as a…

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